Wellness Plans
You want the very best for your beloved pet. We want to help you provide it. We offer plans to help with the cost of routine care for your pet, including vaccinations, routine testing, wellness prevention products (heartworm, flea and tick), dental cleaning, spaying/neutering and microchipping.
How it Works
- You decide, with your veterinarian, the best course of routine care for your pet.
- We provide you with a schedule of benefits that provides you with a clear and concise list of reimbursement limits.
- These benefits are not subject to your deductible or co-pay.
- Submit the claim to us and we do the rest!
Available Plan Options
Select your state to see what plan options are available in your area.
Defender & Defender Plus Coverage
This coverage provides reimbursement for preventative care shown below up to the lesser of the actual treatment expense provided by a Veterinarian or the following allowable maximum amount.
| Preventative Benefit | Defender | DefenderPlus™ |
|---|---|---|
| Spay/Neuter - Teeth Cleaning | $0 | $150 |
| Rabies | $15 | $15 |
| Flea/Tick Prevention | $50 | $65 |
| Heartworm Prevention | $30 | $30 |
| Vaccination/Titer | $30 | $40 |
| Wellness Exam | $50 | $50 |
| Heartworm test or FELV screen | $25 | $30 |
| Blood, fecal, parasite exam | $50 | $70 |
| Microchip | $20 | $40 |
| Urinalysis or ERD | $15 | $25 |
| Deworming | $20 | $20 |
Schedule of Benefits
| Treatment/Procedure | Defender $17/month* |
DefenderPlus $29/month* |
|---|---|---|
| Rabies Vaccination | $15 | $15 |
| Flea/Tick Prevention | $50 | $65 |
| Heartworm Prevention | $30 | $30 |
| Vaccination/Titer | $30 | $40 |
| Wellness Exam | $50 | $50 |
| Heartworm Test of FELV Screen | $25 | $30 |
| Blood, Fecal, Parasite Exams | $50 | $70 |
| Microchip | $20 | $40 |
| Urinalysis or ERD | $15 | $25 |
| De-worming | $20 | $20 |
| Spay/Neuter or Teeth Cleaning | $0 | $150 |
| Benefit Value | $305 | $535 |
| Your Cost | $204 | $348 |
| Total Savings | 33% | 35% |
Schedule of Benefits
| Treatment/Procedure | Defender $17/month* |
DefenderPlus $29/month* |
|---|---|---|
| Rabies Vaccination | $15 | $15 |
| Flea/Tick & Hearworm Prevention | $80 | $95 |
| Vaccination/Titer | $30 | $40 |
| Wellness Exam | $50 | $50 |
| Heartworm Test of FELV Screen | $25 | $30 |
| Blood, Fecal, Parasite Exams | $50 | $70 |
| Microchip | $20 | $40 |
| Urinalysis or ERD | $15 | $25 |
| De-worming | $20 | $20 |
| Spay/Neuter or Teeth Cleaning | $0 | $150 |
| Benefit Value | $305 | $535 |
| Your Cost | $204 | $348 |
| Total Savings | 33% | 35% |
Schedule of Benefits
| Treatment/Procedure | Defender $17/month* |
DefenderPlus $29/month* |
|---|---|---|
| Rabies Vaccination | $15 | $15 |
| Flea/Tick & Hearworm Prevention | $80 | $95 |
| Vaccination/Titer | $30 | $40 |
| Wellness Exam | $50 | $50 |
| Heartworm Test of FELV Screen | $25 | $30 |
| Blood, Fecal, Parasite Exams | $50 | $70 |
| Urinalysis or ERD | $15 | $25 |
| De-worming | $20 | $20 |
| Spay/Neuter or Teeth Cleaning | $0 | $150 |
| Benefit Value | $305 | $535 |
| Your Cost | $204 | $348 |
| Total Savings | 33% | 35% |
Annual Vaccinations/Titers
Choices! Our schedule of benefits allows you to work with your veterinarian to choose which vaccinations are best for your pet. Your veterinarian recommends vaccine titers instead of vaccinating? We'll provide reimbursement for that! Living in the southwest and need a rattlesnake vaccination? We'll provide reimbursement for that! Whatever annual vaccinations your pet requires will be reimbursed up to the benefit limit.
Wellness Prevention (Heartworm/Flea/Tick)
Pesky parasites! They transmit often deadly diseases to our pets and our best line of defense is a routine prevention protocol. We encourage you to work closely with your veterinarian to determine the best products for you and your pet. Our Defender and DefenderPlus plans provide reimbursement separately for heartworm prevention and flea/tick prevention. Let us bear some of the financial burden of protecting your pet from heartworm disease, tick-borne diseases like Lyme, flea-bite allergies and even intestinal parasites.
Did you know? Pets often contract Tapeworms through the ingestion of fleas.
Spay/Neuter or Annual Dental Cleanings
We love offering you flexibility! You get to choose which benefits work best for you from the packages we offer. Our schedule of benefits allows for your choice of spaying/neutering your pet or a dental cleaning each year. You can utilize this plan by choosing to have your pet(s) spayed/neutered during the first year and then a dental cleaning each subsequent year.
Did you know that having your pet's teeth cleaned does much more than improving their breath? Routine dental care can prevent periodontal disease, one of the most under-treated conditions in our domestic pets. By the time our pets reach 3 years of age, they may have significant findings of periodontal disease. This disease leads to gum disease, loose and diseased teeth and can even cause changes in your pet's kidneys, liver or heart. Prevention is key, and we're pleased to include annual dental cleanings in our DefenderPlus plan.
Annual Testing
We provide coverage for the routine tests that your veterinarian may recommend. For example, heartworm testing, fecal testing, urinalysis or ERD, feline leukemia testing for cats or other routine labwork. Have peace of mind knowing that we're here to help you keep your pet healthy and happy!
At this time, this plan is not available to pets residing in New York.