*Premiums are based on the current age of your pet. Premium may increase due to the age of your pet at renewal. Initial premiums may be impacted by the species or breed of your pet. Premium may change based on your home address. For group policies: Premiums may increase at time of renewal based on the ages, and the aggregate claims history, of all pets covered by the Employer Group policy at renewal. Premiums may be impacted by the species or breed of pets covered by the Employer Group policy. Premium may change based the location of employees with pets covered by the Employer Group policy. Policies are administered by PetPartners, Inc. and underwritten by Independence American Insurance Company (rated A- "Excellent" by A.M. Best), with offices at 11333 N. Scottsdale Rd, Suite 160, Scottsdale, AZ 85254. PetPartners, Inc. (CA agency #OF27261) is a licensed insurance agency located at 8051 Arco Corporate Drive, Suite 350, Raleigh, NC 27617. For complete details, visit www.petpartners.com/state-documents-and-sample-policies.