What is Accident and Illness Coverage?
We know that unexpected visits to the vet happen and can be stressful when worrying about your sick or injured pet. Our Accident and Illness plans are designed to be there when you need them, allowing you to focus more on the health of your pet and less on costly veterinary bills.
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What's Covered?
Examples of Covered Conditions:
Coverage reimburses for diagnostics treatments performed at your primary care veterinarian, emergency hospital and specialty clinic
Available Plan Options
Select your state to see what plan options are available in your area.
CompanionCare allows you to personalize your coverage and create a plan that meets your individual needs and budget. CompanionCare offers enhanced benefits including:
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Alternative & Holistic Care Coverage
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Coverage for Behavioral Problems
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Vitamins and Supplements
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No per incidents limits
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Option of Unlimited Annual Limit
Included Coverage
CompanionCare automatically includes AlternativePlus, which provides coverage for Alternative, Holistic and Behavioral Treatment. Examples of behavioral issues could include anxiety, or compulsive behavior, like excessive licking, pulling at fur or destructive behavior.
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Acupuncture
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Chiropractic
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Vitamins & Supplements
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Herbal Therapy
Coverage Options
Custom Coverage
CompanionCare offers many options when it comes to coverage limits. Choosing your own limits, ensures you are getting the exact coverage you want, no more, no less, and gives you flexibility when it comes to monthly premium amounts, so you are not paying for coverage you do not need or want.
Choose Your Own…
- Deductible
- Annual Limit
- Coinsurance
Basic Coverage
Interested in accident and illness coverage but don’t want to build your own plan? CompanionCare Lite offers the same comprehensive coverage as CompanionCare but at an affordable price point. This alternative has set limits and lower monthly premiums. It comes in handy for those minor accidents, injuries and illnesses that bring you to the vet.
- $100 Deductible
- $500 Incident Limit
- Unlimited Incidents
- 20% Coinsurance
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Add-On Coverage
Add-Ons allow you to increase your coverage to ensure your plan encompasses all your needs.
Adds coverage for costly exam and office visit fees. Use at primary care vet, ER hospital and specialty clinic.
About ExamPlus
Reimburses for routine and preventative care items that help your pet stay safe and healthy
About Defender
Things to Know
Exclusions?
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Pre-existing conditions
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Wellness and routine care
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Hereditary and Congenital conditions (Unless you add on HereditaryPlus)
What else should I know?
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All reimbursement is subject to deductible and coinsurance.
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All coverage is subject to waiting periods.
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Alternative, Holistic and Behavioral has an annual maximum benefit of $1,000.
Waiting periods?
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14-day waiting period for illnesses
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2-day waiting period for accidents
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Extended 180-day waiting period for IVDD and cruciate ligament related conditions
Other Options
AccidentCare
If for any reason your pet is not eligible for CompanionCare, we offer AccidentCare to cover unexpected injuries and accidents that can occur. This is a great option for senior pets over the age of 8, as there is no maximum age limit.
CompanionPlus plan allows you to personalize your coverage and create a plan that meets your individual needs and budget.
Start Your Coverage Today!
Build Your Plan
Choose your Limits
A wide range of coverage limits options give policyholders control of their monthly premium amount.
- Choose your Deductible
- Choose your Incident Limit
- Choose your Annual Limit
Add-On Coverage
For those who want to expand their coverage, our Add-Ons allow you to add coverage to ensure your plan encompasses all your needs.
Adds coverage for costly exam and office visit fees. Use at primary care vet, ER hospital and specialty clinic.
About ExamCare
Reimburses for routine and preventative care items that help your pet stay safe and healthy
About DefenderWhat Else Should I Know?
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Pets 8 weeks to 8 years are eligible
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Coverage subject to deductible and coinsurance
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14-day waiting period for illnesses
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Extended 180-day waiting period for IVDD and cruciate ligament related conditions
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Pre-existing conditions excluded
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Waiting periods must be fulfilled
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3-day waiting period for accidents
Other Options
CompanionSelect
A great option for pets over the age of 9 or pets that are otherwise ineligible for CompanionPlus, CompanionSelect Accident Only plan provides coverage for accidents and injuries that result in unexpected visits to the vet.
At this time, this plan is not available to pets residing in New York.